Monday, March 30, 2026

First time for everything, and how I'm saving money now that it looks like this financial situation is permanent

About a year ago, our local library was hiring a part-time library aide. I applied, the process took months, and I never even got an interview, even though several people acted like I was going to.

Unfortunately, that employee did not work out and got fired just before the holidays. 

I'd learned that he apparently had gotten the job because he was able to do tech support and explain computer stuff to the library patrons. Knowing that, I brushed up my resume to include a WAY BACK job from more than 25 years ago where I... provided tech support to casinos and other clients in Las Vegas.

This time, at least, I got an interview. I hadn't heard anything when we left on vacation (two months after I'd applied, and several weeks after my interview), but when we got back, I saw a social media post and knew immediately that someone had been hired.

I feel like this person is a better fit, but I'm kind of bummed because we could have used the money, part time as it was. Plus, I could walk to work. I am not ready to get a job where I'd need to 1) buy a car and 2) leave Mal in a town alone. 1431 closes down too often, and I am not ready to make an 11-year-old responsible for navigating a forest fire or no electricity when it's 100 degrees out.

Incidentally, I might never have had this worry but in 2021 when we had a bad freeze, there was a guy from across the highway who ran into Cedar Park to check on his jewelry storefront and by the time he tried to get back home, the road was closed and troopers would not let him through, even though he explained that his 10-year-old was home alone. Our electricity went out and the roads were impassable for days. I have no idea how that turned out but I would like to avoid that situation.

So, the "first time for everything": I have gotten every job I have ever really wanted. I have even been told no, they weren't going to go with me and then came back to them with something my dad (an HR specialist) mentioned they did wrong in the interview and rather than deal with a lawsuit, they did end up hiring me. They also tried to frame me for theft, but I outsmarted them (on accident, which I guess isn't "smart" per se but just fortunate that I was as pragmatic as I was and didn't use or take home the key they gave me one day because I never needed it).

For an overachiever like me, a job rejection hurts. I can't imagine the dozens of times James went through it over the past two years. Ugh.

NOW. 

I've been poor before, and while we're not in crisis yet, I want to avoid that. Our expenses outpace what James makes by quite a bit. So here are some things I'm scaling back on that I've done before when money wasn't plentiful:

1) We're back to Supercuts or Great Clips. I'm very lucky that my hair got wavy because it's easier to cut and style now! So it's $25 cuts instead of $60-80 cuts for me. James never gets his hair (except that time I had a mystery shop specifically for a man's salon where they do face massages and stuff; it was cool!) and D pays their own stylist, so it's just Mal and me, and we both get our hair trimmed about every 9 months. 

2) No more boutique food splurges. Piroshky Piroshky is a fabulous bakery out of Seattle. They travel down to Austin once a year or so, and we used to order $100ish worth of items from them to enjoy for a week or so. No more. Same thing with Doughees (which seems to be closed, anyway, but from which I used to order once or twice a year), Fat and Weird Cookies, and any food subscription period. Instead, I try recipes I find online and have recently made conchas for the first time, and a big old cookie with chocolate chunks and caramel chunks. I'm thinking about making an Easter basket cake for Easter. We're not buying expensive treats anymore.

3) I'm not getting energy drinks, even as a splurge. They're $1-2 per can (more usually, but I only got them on sale even when I was buying them). Instead, I get Great Value Energy Drink Mix, which is just under $.20 per serving. What's crazy is that Celsius sells a powdered drink mix but it's still over $1 per serving! Stop!

4) I would grab take-out for the whole family once a week or so, and I have just stopped doing that. Maybe once a month now? But usually, I'm just cooking... unless Domino's has half price pizza and then only Mal and I are usually at all excited about that. With James and D often working full days, I'm having to do lunches, too. D would just suffer without at-work calories, but James works near a bunch of food options, so we're trying to prevent temptation (it helps that his lunch is only half an hour and honestly, it's hit or miss whether you can get a full meal from Whataburger in that time frame).

5) We're definitely cutting back on our trips now that we're back from Mexico. We can't make up the $20k a year I'd have made if I'd gotten the library job, but we can recover a chunk of it by reining this in for a while. I'll be on the lookout for sales and deals, of course. But we'll be staying closer to home for a bit.

One good thing in that regard is that one of Mal's friends moved into our neighborhood earlier this year, and they're having a great time running around being big kids. Yesterday, they'd gone on a walk and when they came back, I was surprised to see a third friend with them... she lives on the other side of the lake, and I was very confused about how she'd joined them, but apparently her parents had driven her over. Having home and the 'hood be a social outlet makes staying home even more appealing.

6) I stopped taking Minoxidil a few months ago. I'd started it when I was losing a LOT of hair, I thought because of perimenopause? I was just going to take it until I'd gotten through to menopause. But what I realized is that I was probably losing hair because of hyperparathyroidism, which I don't have anymore, thanks to surgery 2 years ago.

I went through this whole cycle of when I started taking it, my hair barely shedded! I started having baby hair, and that was a drama. Then after about a year, my hair started falling out at what I'd say was a "normal" rate, and I wondered about whether the meds were still working. I changed to a topical rather than a pill, and I was still losing some hair. So I decided that I could save $175 every 5 months by just stopping and see if maybe now that my hair is wavy, I could absorb some hair loss without it being so shocking. 

I had what I think was an extinction burst where I lost A LOT of hair but now it's stabilized and it's fine. Plus, I've had a lot of talks with myself about how I got to a place of body neutrality where I don't feel like I need to do anything about my weight. I don't wear much makeup (saw a video of me from a few years ago yesterday and it seemed weird that I had eye shadow on!). I dress how I want to. So why was I so caught up in the hair loss, which is also a normal part of aging? I guess I'm just a hypocrite.


Ha ha. Here's a picture of money. I posted it because I was trying to think of something to go with this theme, which is... money. And also, last night Mal was showing James something on his iPad and accidentally dropped it on his face, knocking a baby tooth loose that wasn't ready to come out before. But it's probably going to happen pretty soon! He's currently trying to save money to buy a $80-ish LEGO Star Wars set. This is another change; he's going to have to save up for it on his own because he has so many LEGOs already and we just can't chip in this time. Wish him luck!

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