Good NEWS!

 ...No one is dead, though, so don't worry.

You might have read my last post. It's been a crazy couple of weeks.

Today, Informed Delivery told me that I would be getting a piece of mail from my mortgage lender. I was hopeful that it was an updated escrow calculation, because I'd just looked last week to see that our payment amount changed last year in May and knew we were getting close to that time.

I was excited because we had finally managed to merge our three lots last year (after asking about it in 2018 and being denied due to a snafu, then thinking it was impossible until someone recommended I try doing it in 2023 when I was protesting our value -- as I have every year).

WELL, I was right. That's what it was. And the good news is that our monthly payment is going down by $350! We're within $200 of what the original payment was, before property values soared, then we refinanced it and got it down a bit, and then it went way up again. I'm grateful. This will be a huge break for us.

BUT what I was not expecting was... A FAT REFUND CHECK FROM LAST YEAR.

I suppose that makes sense: We underpay and we have to make it up. But I guess I just assumed they'd keep the overage in escrow to pay next year's. 

Oh my gosh, what a giant relief.

It covers the car, all of the maintenance guys, and the trip we're taking very soon.

But don't worry; I'm not going to get too big for my britches.

Even as I opened this up to write this awesome post, the keyboard on my laptop stopped working, so this is how I'm managing at the moment:

It is always something, is it not??

Still... a pretty uplifting afternoon, all things considered.